Skip to the main content

Home › Canada

Canada

Preview — under verificationSources retrieved 2026-11-07; facts not yet independently verified

Canada has real routes for trades, professionals and students, but Express Entry is by invitation, study permits are nationally capped, large-city low-wage hiring is restricted, and the Start-up Visa and parent sponsorship are paused.

Summary

Canada has real routes for trades, professionals and students, but Express Entry is by invitation, study permits are nationally capped, large-city low-wage hiring is restricted, and the Start-up Visa and parent sponsorship are paused. Page last reviewed in full: 2026-11-07. Most recent source check: 2026-11-07. A recent source check does not mean every requirement on the page was re-read on that date. Preview: the facts have not been independently verified. Not a guarantee of eligibility.

Profiles
Line length

Canada · Student or trainee

Canada: studying is possible but capped, and the funds and language bars have risen

Study permits are capped nationally and the 2026 plan allows about 155,000 new arrivals, so a place at a college does not guarantee a permit. Most applicants need a provincial attestation letter (Quebec uses a CAQ), and proof of living funds rose to CAD 23,448 for one person from 1 September 2026. Off-campus work is limited to 24 hours a week in term. A post-graduation work permit needs CLB 5 or 7 and, for non-degree programmes, an eligible field. IRCC publishes no fixed timeline.

Does this apply to me?

One tap. Nothing is sent anywhere, and there is no sign-up.

Which passport do you hold?

The routes

Requirements are written from official sources and are still under verification. Route labels read Preview — under verification until independent checking is finished, and anything not yet checked is marked NOT VERIFIED.

Study permit

Preview — under verification

Capped nationally: IRCC expects about 155,000 new study permit holders in 2026, down from a 2025 target of 305,900 against 115,470 actual new arrivals, and most applications need a provincial attestation letter.

Who this is forApplicants accepted by a designated learning institution (DLI) who can prove funds

Requirements listed by the source

0 of 5 marked by you

Mark each requirement you believe you meet. The marks are your own note, kept only on this page and not saved. They do not confirm that you meet a requirement, and they are not a decision by any authority.

How long it lastsNot stated on the official pages checked.
Work allowedOff campus up to 24 hours a week during term and unlimited in scheduled breaks, for eligible full-time students with the work condition on the permit and a SIN.
Government feeCAD 150 person, including extensions

Source: IRCC - Study permit: who can apply (checked 2026-11-07; Government or public body) · IRCC - Provincial and territorial attestation letter (checked 2026-11-07; Government or public body) · IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body) · IRCC - International students (committee note, Apr 2026) (checked 2026-11-07; document dated 2026-08-18; Government or public body) · IRCC - Work off campus as an international student (checked 2026-11-07; Government or public body) · IRCC - Fee list (checked 2026-11-07; Government or public body)

Post-graduation work permit (PGWP)

Preview — under verification

An open work permit after a qualifying programme, but non-degree graduates must have studied an eligible field and all need CLB 5 or 7 language scores.

Who this is forGraduates of PGWP-eligible programmes at designated institutions

Requirements listed by the source

0 of 4 marked by you

Mark each requirement you believe you meet. The marks are your own note, kept only on this page and not saved. They do not confirm that you meet a requirement, and they are not a decision by any authority.

How long it lastsLength depends on programme length (page checked does not give the table).
Work allowedOpen work permit (works for most employers).
Government feeCAD 155 person, work permit; CAD 100 open work permit holder fee also listed

Source: IRCC - Post-graduation work permit: who can apply (checked 2026-11-07; Government or public body) · IRCC - PGWP field of study requirement (checked 2026-11-07; document dated 2025-03-10; Government or public body) · IRCC - Fee list (checked 2026-11-07; Government or public body)

Costs we hold figures for

Fees and amounts from official sources and our own estimates. Items are listed separately. Preview figures are not independently verified, and anything not stated is shown as not published.

Tap a line to see what it is and where the figure comes from. Untick anything you do not pay and the total below follows.

Costs are shown in CAD as the cited source states them, with the unit the source gives. We do not convert currencies. A line with no stated unit or date is marked as such and is not an exact official charge.

No single total: these lines are charged per different units (for example per request, per application or for several years), so adding them would mislead.

How long it takes

Start to arrival, for someone beginning today with nothing done.

Not published by the authority

IRCC does not publish a fixed timeline. Its processing-times tool shows how long it expects an application received today to take, counted from a complete application until a decision, and it is not a maximum or guarantee. The figures load only in a browser tool and were not captured, so none are shown here.

Living in Canada

Food, housing, budget, transport, banking and more. Each topic opens on its own. Facts carry a check date and a source link where we hold one.

Coverage. 12 of 12 topics have at least one sourced fact. Not yet covered with a sourced fact: none. A topic with only unknowns is not counted as researched.

Emergency

For immediate danger only. Non-emergency contacts and questions are in the topics below, not here.

  • Emergency number National

    Call 911 for emergencies. In some rural or isolated areas a different number applies, so check the local number.

    Source: IRCC - What you must do after you arrive (PDF, IRCC 2860-09-2023) (checked 2026-11-07; Government or public body)

  • Non-emergency health line numbers by province: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Embassy or consular contacts (origin-specific, not sourced): Not verified yet: not confirmed from an official source, which does not mean none exists.

Budget assumptions. No household budget is modelled: Canada has no official cost-of-living survey we checked. Rents are CMHC 2025 averages for purpose-built two-bedroom units in named metros; the study-permit figures are IRCC proof-of-funds rules for 1 to 7 family members and exclude tuition and transport. Money is shown in the currency the source publishes it in, never converted or added across currencies.

FoodCanada has one federal allergen-labelling rule set for prepackaged food. Halal and kosher availability and certification are not described by any official page we checked.
  • Priority allergens that must be declared Requirement National

    Prepackaged food must declare eggs, milk, mustard, peanuts, crustaceans and molluscs, fish, sesame, soy, sulphites, tree nuts and wheat or triticale, plus gluten sources (barley, oats, rye, triticale, wheat).

    Source: CFIA - Food allergies and allergen labelling (checked 2026-11-07; Government or public body)

  • Where allergens appear on a label Requirement National

    They appear in the ingredient list, in a 'Contains' statement, or both, using prescribed names such as 'egg' or 'wheat'.

    Source: CFIA - Food allergies and allergen labelling (checked 2026-11-07; Government or public body)

  • 'May contain' statements Requirement National

    A cross-contamination statement is allowed only after reasonable preventive measures, and never when the allergen is intentionally added. It is not a substitute for checking the ingredient list.

    Source: CFIA - Food allergies and allergen labelling (checked 2026-11-07; Government or public body)

  • Halal and kosher: what CFIA does Requirement National

    CFIA's page says it licenses slaughter facilities involved in halal and kosher products and places inspectors in federal slaughter plants. It does not say CFIA certifies halal or kosher products.

    Applies to: Only for people who choose halal or kosher food.

    Source: CFIA - Requirements for ritual slaughter (checked 2026-11-07; Government or public body)

  • Who certifies halal or kosher claims and how to verify a certificate (not on any official page checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Vegetarian or vegan labelling rules (not found): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Canada's Food Guide plant-based guidance (page checked shows only a moved notice): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Grocery price levels by city (no official dataset opened): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • University and employer canteen provision (institution-specific, not sourced): Not verified yet: not confirmed from an official source, which does not mean none exists.
AccommodationCMHC publishes rents and vacancy by metro; deposit and tenant rules are set by each province, and none of those regulator pages were opened.

Housing checklist for Canada

Planning prompts, not a statement of local law. Check the city, property type and your circumstances against the recorded guidance. No rent or deposit price is estimated here. Ticking a box records your own check for this page visit; it does not verify compliance and is not saved with your plan.

  1. Confirm the address, person authorised to let it, occupancy conditions, contract duration and what is included. Ask which local rules apply to this property and tenancy type.

    Related recorded guidance (23)

    Average two-bedroom rent, Vancouver — Vancouver; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,900 per month. It is one metro, not a national average, and not a student-room price.

    CAD 2,363 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Greater Toronto Area — Greater Toronto Area; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,904 per month. It is one metro, not a national average, and not a student-room price.

    CAD 2,034 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Montreal — Montreal; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,826 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,346 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Calgary — Calgary; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,030 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,914 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Ottawa — Ottawa; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,503 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,926 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Edmonton — Edmonton; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,655 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,603 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Average two-bedroom rent, Winnipeg — Winnipeg; individual applicability not specified in this record

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,468 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,571 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

    Apartment vacancy rate, Vancouver — Vancouver; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3.7 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Toronto — Toronto; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Montreal — Montreal; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    2.9 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Calgary — Calgary; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    5 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Edmonton — Edmonton; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3.8 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Ottawa — Ottawa; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Apartment vacancy rate, Halifax — Halifax; individual applicability not specified in this record

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    2.7 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

    Security deposit limit, British Columbia — British Columbia; individual applicability not specified in this record

    A security deposit may be no more than half of the first month's rent, and a pet damage deposit the same; application-processing fees are not allowed.

    Source: Province of BC - Tenancy deposits and fees (checked 2026-11-07; Government or public body)

    Rent deposit rule, Ontario — Ontario; individual applicability not specified in this record

    A rent deposit may not exceed one month's rent, must go to the last month's rent and cannot cover damage; the landlord pays annual interest on it. Written tenancy copies are due within 21 days of signing; increases are generally once a year with 90 days' notice.

    Source: Landlord and Tenant Board (Ontario) - Information for new tenants (checked 2026-11-07; Government or public body)

    Security deposit limit, Alberta — Alberta; individual applicability not specified in this record

    A deposit may not exceed one month's rent and cannot be raised later; the landlord must hold it in an interest-bearing trust account within 2 banking days. The minimum interest rate in the page's table is 0.0% for 2026.

    Source: Alberta - Starting a tenancy (security deposits) (checked 2026-11-07; document dated 2026-02-10; Government or public body)

    Deposits, Quebec — Quebec; individual applicability not specified in this record

    The Tribunal administratif du logement says a landlord cannot charge a security or key deposit and a lease clause requiring one is invalid; no more than the first rental period may be asked in advance.

    Source: Tribunal administratif du logement (Quebec) - Paying the rent (checked 2026-11-07; Government or public body)

    Security deposit limit, Manitoba — Manitoba; individual applicability not specified in this record

    A security deposit is capped at half of the first month's rent; a pet damage deposit (collected from 1 August 2014) up to one month's rent; deposits are returned with interest within 14 days after the tenancy if there are no claims.

    Source: Manitoba Residential Tenancies Branch - Deposits (PDF) (checked 2026-11-07; document dated 2019-12; Government or public body)

    Security deposit limit, Saskatchewan — Saskatchewan; individual applicability not specified in this record

    A deposit may be up to one month's rent, with at most half collected at signing and the rest within two months. Interest accrues only on tenancies over five years.

    Source: Saskatchewan - Security deposits (checked 2026-11-07; Government or public body)

    Rental scam warning signs — National; individual applicability not specified in this record

    The Competition Bureau lists rent far below similar units, a deposit asked before any lease, requests to send money abroad, and photos that do not match the address. Visit in person or verify who owns the unit.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

    Where tenant rights are set — National (provincial rules); individual applicability not specified in this record

    The Competition Bureau directs renters to their province or territory's housing ministry for tenant rights.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

    Consumer price inflation, August 2026 — National; individual applicability not specified in this record

    Statistics Canada reports headline consumer prices up 3.0% on a year earlier, rent up 2.8%, shelter up 1.5% and food from stores up 2.8%. This is a rate of change, not a price level.

    3 percent, 12-month change in CPI (as of 2026-08)

    Source: Statistics Canada - The Daily: Consumer Price Index, August 2026 (checked 2026-11-07; document dated 2026-09-14; Government or public body)

  2. Ask for the deposit, rent in advance, refund conditions and a payment receipt in writing. Verify the recipient independently. Check the applicable local deposit scheme or limits; no local amount is inferred here.

    Related recorded guidance (7)

    Security deposit limit, British Columbia — British Columbia; individual applicability not specified in this record

    A security deposit may be no more than half of the first month's rent, and a pet damage deposit the same; application-processing fees are not allowed.

    Source: Province of BC - Tenancy deposits and fees (checked 2026-11-07; Government or public body)

    Rent deposit rule, Ontario — Ontario; individual applicability not specified in this record

    A rent deposit may not exceed one month's rent, must go to the last month's rent and cannot cover damage; the landlord pays annual interest on it. Written tenancy copies are due within 21 days of signing; increases are generally once a year with 90 days' notice.

    Source: Landlord and Tenant Board (Ontario) - Information for new tenants (checked 2026-11-07; Government or public body)

    Security deposit limit, Alberta — Alberta; individual applicability not specified in this record

    A deposit may not exceed one month's rent and cannot be raised later; the landlord must hold it in an interest-bearing trust account within 2 banking days. The minimum interest rate in the page's table is 0.0% for 2026.

    Source: Alberta - Starting a tenancy (security deposits) (checked 2026-11-07; document dated 2026-02-10; Government or public body)

    Deposits, Quebec — Quebec; individual applicability not specified in this record

    The Tribunal administratif du logement says a landlord cannot charge a security or key deposit and a lease clause requiring one is invalid; no more than the first rental period may be asked in advance.

    Source: Tribunal administratif du logement (Quebec) - Paying the rent (checked 2026-11-07; Government or public body)

    Security deposit limit, Manitoba — Manitoba; individual applicability not specified in this record

    A security deposit is capped at half of the first month's rent; a pet damage deposit (collected from 1 August 2014) up to one month's rent; deposits are returned with interest within 14 days after the tenancy if there are no claims.

    Source: Manitoba Residential Tenancies Branch - Deposits (PDF) (checked 2026-11-07; document dated 2019-12; Government or public body)

    Security deposit limit, Saskatchewan — Saskatchewan; individual applicability not specified in this record

    A deposit may be up to one month's rent, with at most half collected at signing and the rest within two months. Interest accrues only on tenancies over five years.

    Source: Saskatchewan - Security deposits (checked 2026-11-07; Government or public body)

    Rental scam warning signs — National; individual applicability not specified in this record

    The Competition Bureau lists rent far below similar units, a deposit asked before any lease, requests to send money abroad, and photos that do not match the address. Visit in person or verify who owns the unit.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

  3. Agree who arranges and pays for utilities. Record the property condition, inventory and meter readings where relevant, and retain the agreed handover record.

    No related sourced local rule is recorded for this step. Confirm it with the relevant authority or institution; a missing entry does not mean there is no requirement.

  4. Confirm whether the address can be used for your required local registration, which housing documents you need, and the applicable deadline with the authority. Check employer or student accommodation conditions separately.

    Related recorded guidance (1)

    Rental scam warning signs — National; individual applicability not specified in this record

    The Competition Bureau lists rent far below similar units, a deposit asked before any lease, requests to send money abroad, and photos that do not match the address. Visit in person or verify who owns the unit.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

  5. Keep the advert, contract, receipts and messages. Find the local tenancy authority, consumer body or official fraud-reporting channel that handles your particular issue before paying further disputed charges.

    Related recorded guidance (4)

    Deposits, Quebec — Quebec; individual applicability not specified in this record

    The Tribunal administratif du logement says a landlord cannot charge a security or key deposit and a lease clause requiring one is invalid; no more than the first rental period may be asked in advance.

    Source: Tribunal administratif du logement (Quebec) - Paying the rent (checked 2026-11-07; Government or public body)

    Rental scam warning signs — National; individual applicability not specified in this record

    The Competition Bureau lists rent far below similar units, a deposit asked before any lease, requests to send money abroad, and photos that do not match the address. Visit in person or verify who owns the unit.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

    Where tenant rights are set — National (provincial rules); individual applicability not specified in this record

    The Competition Bureau directs renters to their province or territory's housing ministry for tenant rights.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

    Consumer price inflation, August 2026 — National; individual applicability not specified in this record

    Statistics Canada reports headline consumer prices up 3.0% on a year earlier, rent up 2.8%, shelter up 1.5% and food from stores up 2.8%. This is a rate of change, not a price level.

    3 percent, 12-month change in CPI (as of 2026-08)

    Source: Statistics Canada - The Daily: Consumer Price Index, August 2026 (checked 2026-11-07; document dated 2026-09-14; Government or public body)

  • Average two-bedroom rent, Vancouver Estimate Vancouver

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,900 per month. It is one metro, not a national average, and not a student-room price.

    CAD 2,363 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Greater Toronto Area Estimate Greater Toronto Area

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,904 per month. It is one metro, not a national average, and not a student-room price.

    CAD 2,034 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Montreal Estimate Montreal

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,826 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,346 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Calgary Estimate Calgary

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,030 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,914 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Ottawa Estimate Ottawa

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 2,503 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,926 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Edmonton Estimate Edmonton

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,655 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,603 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Average two-bedroom rent, Winnipeg Estimate Winnipeg

    CMHC average for purpose-built two-bedroom units; condominium apartments average CAD 1,468 per month. It is one metro, not a national average, and not a student-room price.

    CAD 1,571 month, purpose-built 2-bedroom (as of 2025)

    Source: CMHC - 2025 Rental Market Report (major centres) (checked 2026-11-07; Government or public body)

  • Apartment vacancy rate, Vancouver Estimate Vancouver

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3.7 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Toronto Estimate Toronto

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Montreal Estimate Montreal

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    2.9 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Calgary Estimate Calgary

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    5 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Edmonton Estimate Edmonton

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3.8 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Ottawa Estimate Ottawa

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    3 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Apartment vacancy rate, Halifax Estimate Halifax

    CMHC Rental Market Survey total apartment vacancy for 2025. A higher rate generally means more choice for a renter; CMHC publishes its own balanced range per city.

    2.7 percent of apartments vacant (as of 2025)

    Source: CMHC - 2026 Mid-Year Rental Market Update (checked 2026-11-07; document dated 2026-06-09; Government or public body)

  • Security deposit limit, British Columbia Requirement British Columbia

    A security deposit may be no more than half of the first month's rent, and a pet damage deposit the same; application-processing fees are not allowed.

    Source: Province of BC - Tenancy deposits and fees (checked 2026-11-07; Government or public body)

  • Rent deposit rule, Ontario Requirement Ontario

    A rent deposit may not exceed one month's rent, must go to the last month's rent and cannot cover damage; the landlord pays annual interest on it. Written tenancy copies are due within 21 days of signing; increases are generally once a year with 90 days' notice.

    Source: Landlord and Tenant Board (Ontario) - Information for new tenants (checked 2026-11-07; Government or public body)

  • Security deposit limit, Alberta Requirement Alberta

    A deposit may not exceed one month's rent and cannot be raised later; the landlord must hold it in an interest-bearing trust account within 2 banking days. The minimum interest rate in the page's table is 0.0% for 2026.

    Source: Alberta - Starting a tenancy (security deposits) (checked 2026-11-07; document dated 2026-02-10; Government or public body)

  • Deposits, Quebec Requirement Quebec

    The Tribunal administratif du logement says a landlord cannot charge a security or key deposit and a lease clause requiring one is invalid; no more than the first rental period may be asked in advance.

    Source: Tribunal administratif du logement (Quebec) - Paying the rent (checked 2026-11-07; Government or public body)

  • Security deposit limit, Manitoba Requirement Manitoba

    A security deposit is capped at half of the first month's rent; a pet damage deposit (collected from 1 August 2014) up to one month's rent; deposits are returned with interest within 14 days after the tenancy if there are no claims.

    Source: Manitoba Residential Tenancies Branch - Deposits (PDF) (checked 2026-11-07; document dated 2019-12; Government or public body)

  • Security deposit limit, Saskatchewan Requirement Saskatchewan

    A deposit may be up to one month's rent, with at most half collected at signing and the rest within two months. Interest accrues only on tenancies over five years.

    Source: Saskatchewan - Security deposits (checked 2026-11-07; Government or public body)

  • Rental scam warning signs Editorial National

    The Competition Bureau lists rent far below similar units, a deposit asked before any lease, requests to send money abroad, and photos that do not match the address. Visit in person or verify who owns the unit.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

  • Where tenant rights are set Requirement National (provincial rules)

    The Competition Bureau directs renters to their province or territory's housing ministry for tenant rights.

    Source: Competition Bureau - Rental scam: no room for error (checked 2026-11-07; document dated 2018-08-16; Government or public body)

  • Student residence and shared-room prices (institution-specific, not sourced): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Nova Scotia deposit limits (policy page checked shows only a scope summary), other provinces' tenancy rules, utilities: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Named provincial tenant regulators and their pages: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • One-bedroom and room-rental figures (not on the CMHC pages checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
BudgetThe only official money benchmark we checked is the study-permit living-cost proof, which is a rule for applicants, not a cost-of-living survey.
  • Study-permit living-cost benchmark, 1 family member Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 23,448 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 2 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 29,192 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 3 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 35,888 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 4 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 43,572 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 5 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 49,419 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 6 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 55,736 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Study-permit living-cost benchmark, 7 family members Requirement National (outside Quebec)

    IRCC minimum living-cost funds to show for applications from 1 September 2026, excluding tuition and transport. It is a proof-of-funds rule, not a measured cost of living, and Quebec applicants follow the Quebec ministry's figures.

    CAD 62,054 year (as of 2026-09-01)

    Source: IRCC - Study permit: proof of financial support (checked 2026-11-07; Government or public body)

  • Consumer price inflation, August 2026 Estimate National

    Statistics Canada reports headline consumer prices up 3.0% on a year earlier, rent up 2.8%, shelter up 1.5% and food from stores up 2.8%. This is a rate of change, not a price level.

    3 percent, 12-month change in CPI (as of 2026-08)

    Source: Statistics Canada - The Daily: Consumer Price Index, August 2026 (checked 2026-11-07; document dated 2026-09-14; Government or public body)

  • Monthly budget by city for a student, worker or family (no official source opened): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Average retail food prices (StatCan release page for table 18-10-0245-01 lists no figures; read the table itself): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • First-year tuition by institution (applicants must show it, but no national figure is published on the official pages checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Cost of transport to Canada (IRCC states no set amount): Not verified yet: not confirmed from an official source, which does not mean none exists.
TransportDriving rules are provincial. IRCC confirms insurance is compulsory and that foreign licences are valid only for a province-set period.
  • Using a foreign licence Requirement National (provincial rules)

    Depending on the province or territory, newcomers may drive temporarily on a home-country licence, an International Driving Permit or both. Each province sets the time limit, after which a local licence is required.

    Source: IRCC - Settling in Canada: driving (checked 2026-11-07; Government or public body)

  • Car insurance Requirement National (provincial rules)

    Driving without insurance is illegal. Owners and regular drivers must be insured; rules vary by province or territory.

    Source: IRCC - Settling in Canada: driving (checked 2026-11-07; Government or public body)

  • Driving on a foreign licence, Ontario Requirement Ontario

    New Ontario residents may drive on a valid licence from another province, state or country for 60 days, then need an Ontario licence. Exchange without testing is only for the US states and countries listed on the page; others are not eligible for exchange.

    60 days after moving to Ontario (as of 2026-09-23)

    Source: Ontario - Exchange an out-of-province driver's licence (checked 2026-11-07; Government or public body)

  • Driving on a foreign licence, Alberta Requirement Alberta

    Permanent movers must exchange their licence within 90 days of becoming a resident. Holders of licences from reciprocal jurisdictions exchange without tests; others must pass a Class 7 knowledge test and go through the GDL Exemption Program, with a road test bookable after 10 business days if accepted. This page is provincial.

    90 days after becoming a resident (as of 2026-08-04)

    Source: Alberta - Exchange a licence from outside Alberta (checked 2026-11-07; document dated 2026-08-04; Government or public body)

  • Driving on a foreign licence, Manitoba Requirement Manitoba

    Newcomers may drive up to three months on a current valid licence, then must switch. Licences from MPI's reciprocal countries are exchanged without tests (CAD 75 fee); others need a knowledge test (CAD 12) and a road test (CAD 35). MPI keeps the surrendered licence.

    CAD 75 exchange fee, reciprocal-country licence (other fees: knowledge test CAD 12, road test CAD 35) (as of 2026-09-29)

    Source: Manitoba Public Insurance - New or returning to Manitoba (checked 2026-11-07; Government or public body)

  • Driving on a foreign licence, Nova Scotia Requirement Nova Scotia

    Residents may drive up to 180 days from becoming resident. Listed-country licences need a vision test; unlisted countries need vision, knowledge and road tests. A licence not in English or French needs a certified translation and an International Driving Permit is not accepted.

    180 days from becoming a resident (as of 2025-09-19)

    Source: Nova Scotia - Exchange your non-Nova Scotian driver's licence (checked 2026-11-07; document dated 2025-09-19; Government or public body)

  • Public transit fares and student passes by city: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Quebec licence grace period (SAAQ page checked is out of date, dated to 2023), Saskatchewan licence rules (SGI page checked is silent on foreign licences), and whether India is on Ontario's exchange list (list not yet verified): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Typical commute times: Not verified yet: not confirmed from an official source, which does not mean none exists.
BankingFCAC's guidance is that a bank must verify identity from original documents, and that non-citizens and non-residents may open accounts.
  • Identity documents to open an account Requirement National

    Provide original ID: either two documents (one with name and address, one with name and date of birth) or one with name and date of birth confirmed by a person in good standing. A foreign passport is on the accepted list.

    Source: FCAC - Opening a bank account (checked 2026-11-07; document dated 2017-01-10; Government or public body)

  • Non-citizens and non-residents Requirement National

    The page says they may open an account with proper ID and may have to visit a branch in person.

    Source: FCAC - Opening a bank account (checked 2026-11-07; document dated 2017-01-10; Government or public body)

  • Credit history building for newcomers (no official page checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Low-cost and no-cost account rules (page checked does not cover them): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Whether a Canadian address or SIN is mandatory (page is silent): Not verified yet: not confirmed from an official source, which does not mean none exists.
Phone and internetThe CRTC Wireless Code sets contract, cancellation and bill-cap rights; SIM ID rules were not found.
  • Early cancellation fee limits Requirement National

    You may cancel any time. With a subsidised device the fee cannot exceed the subsidy and falls monthly to zero over up to 24 months; with a fixed term and no subsidy it is capped at the lesser of CAD 50 or 10% of remaining minimum charges; indeterminate contracts have none.

    CAD 50 cap on early cancellation fee for fixed-term, unsubsidised contracts (or 10% of remaining charges if lower) (as of 2026-11-07)

    Source: CRTC - The Wireless Code, simplified (checked 2026-11-07; Government or public body)

  • Bill caps Requirement National

    Data overage charges stop at CAD 50 per billing cycle and roaming data charges at CAD 100 per account per cycle unless you agree to pay more.

    CAD 100 roaming data cap per billing cycle (overage cap is CAD 50) (as of 2026-11-07)

    Source: CRTC - The Wireless Code, simplified (checked 2026-11-07; Government or public body)

  • Trial period and unlocking Requirement National

    At least 15 calendar days of trial where a cancellation fee applies (30 for customers who self-identify as having a disability); provider-supplied phones must be unlocked free on request.

    Source: CRTC - The Wireless Code, simplified (checked 2026-11-07; Government or public body)

  • SIM registration and ID rules (not found on the official pages checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Prepaid plan rights (prepaid page not yet verified): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Home internet setup: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Typical mobile plan prices: Not verified yet: not confirmed from an official source, which does not mean none exists.
HealthcareEach province or territory runs its own public plan and newcomers apply for a health card. Coverage can start up to 3 months after arrival in some provinces.
  • Applying for public coverage Requirement National (provincial plans)

    Apply to your province or territory's health ministry for a health card, which you show for non-emergency care.

    Source: IRCC - Health care in Canada: universal system (checked 2026-11-07; Government or public body)

  • Possible waiting period Estimate Some provinces

    In some provinces coverage can take up to 3 months to start; IRCC suggests private insurance for the gap. Ask your ministry how long yours is.

    3 months, upper bound (as of 2025-08-15)

    Source: IRCC - Health care in Canada: universal system (checked 2026-11-07; Government or public body)

  • Emergency care without a card Requirement National

    IRCC's page says emergency services are generally covered even without a card, but that coverage depends on provincial or territorial health insurance eligibility, immigration-status restrictions may apply, and private insurance is the stated way to cover gaps.

    Source: IRCC - Health care in Canada: universal system (checked 2026-11-07; Government or public body)

  • Waiting period, Ontario (OHIP) Requirement Ontario

    The official page says there is no longer a waiting period; eligibility requires 153 days in Ontario in any 12 months and an eligible category, and work permit holders need 6 months of full-time Ontario work. The page does not say whether students qualify.

    Applies to: Newcomers in an eligible category.

    Source: Ontario - Apply for OHIP and get a health card (checked 2026-11-07; Government or public body)

  • Waiting period, British Columbia (MSP) Requirement British Columbia

    Coverage starts after the rest of the month you become a BC resident plus two more months. Arrive with private insurance and keep it until MSP starts; many private plans exclude pre-existing conditions.

    2 months after the rest of the arrival month (as of 2026-06-04)

    Source: Province of BC - Coverage wait period for MSP (checked 2026-11-07; Government or public body)

  • Alberta coverage for arrivals from abroad Requirement Alberta

    The page states no waiting period for people arriving from outside Canada; apply within 3 months of establishing residency and bring an IRCC entry document (study permit, work permit, visitor record or PR card).

    3 months to apply after establishing residency (as of 2026-10-01)

    Source: Alberta - Apply for health care coverage if you move to Alberta (checked 2026-11-07; document dated 2026-10-01; Government or public body)

  • Manitoba coverage for arrivals from abroad Requirement Manitoba

    The page's three-month wait applies to people moving from another province. Work permit holders need a permit of at least 12 consecutive months. Study permit holders have not been eligible since 1 September 2018.

    Applies to: Arrivals from outside Canada; students are excluded.

    Source: Manitoba Health - Your Manitoba Health Card (moving to Manitoba) (checked 2026-11-07; Government or public body)

  • Quebec (RAMQ) waiting period Requirement Quebec

    Coverage usually starts after a maximum of 3 months; children under 18 and people from countries with a social security agreement with Quebec are exempt. Students from countries without such an agreement are not eligible; permits must be valid more than 6 months.

    3 months maximum (as of 2026-11-07)

    Source: RAMQ - Know the eligibility conditions (checked 2026-11-07; Government or public body)

  • Nova Scotia health card eligibility Requirement Nova Scotia

    Work permit and study permit holders qualify only if the permit lasts at least 12 months, with 183 days a year living in the province. The page says newcomers may face a waiting period but does not state its length.

    Applies to: Newcomers on permits of 12 months or more.

    Source: Nova Scotia - Health Insurance Program eligibility (checked 2026-11-07; document dated 2025-10-30; Government or public body)

  • Whether temporary residents (students, workers) qualify in each province: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Student health insurance prices: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Saskatchewan eligibility and waiting period (no official page surfaced), length of Nova Scotia newcomer wait, other provinces not listed: Not verified yet: not confirmed from an official source, which does not mean none exists.
ArrivalA Social Insurance Number is needed to work; the CRA treats you as a newcomer taxpayer from the day you become resident.
  • SIN for temporary residents Requirement National

    Needed to work. Apply with a valid work or study permit that authorises work plus one secondary identity document. Temporary-resident SINs start with 9 and expire with the permit.

    Source: Service Canada - SIN for temporary residents (checked 2026-11-07; Government or public body)

  • SIN processing Estimate National

    Online confirmation takes about 5 business days; by mail about 20 business days. You may start working as soon as you apply.

    5 business days online (as of 2026-06-02)

    Source: Service Canada - SIN for temporary residents (checked 2026-11-07; Government or public body)

  • Arrival checklist order Editorial National

    IRCC's checklist advises applying for a SIN in the first two weeks, then a health card, bank account and school registration, and checking driving rules within two months.

    Source: IRCC - What you must do after you arrive (PDF, IRCC 2860-09-2023) (checked 2026-11-07; Government or public body)

  • Tax filing Requirement National

    You file from the year after you become resident, due 30 April (15 June if you or your spouse is self-employed). File even with no income, since benefits depend on it.

    Source: CRA - Newcomers to Canada and the CRA (checked 2026-11-07; Government or public body)

  • Provincial registration steps beyond health card: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Address registration rules (none found): Not verified yet: not confirmed from an official source, which does not mean none exists.
CommunityFederally funded language classes exist, but IRCC's page limits eligibility to permanent residents and protected persons.
  • Free language classes Requirement National

    LINC (English) and CLIC (French) are free for permanent residents and protected persons, after a language assessment arranged through a local newcomer organisation. The page does not say whether temporary residents qualify.

    Applies to: Permanent residents and protected persons.

    Source: IRCC - Language classes funded by the Government of Canada (checked 2026-11-07; Government or public body)

  • Fraud prevention Editorial National

    Verify callers through contact details you find yourself, never share your SIN with someone who contacted you unprompted, avoid upfront-fee offers, and report through the Canadian Anti-Fraud Centre's online form (no phone number on the page).

    Source: Canadian Anti-Fraud Centre - Protect yourself from fraud (checked 2026-11-07; Government or public body)

  • Settlement help for students and temporary workers: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Local community and faith organisations (not sourced; not inferred): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • IRCC newcomer services finder (not yet verified): Not verified yet: not confirmed from an official source, which does not mean none exists.
ClimateEnvironment and Climate Change Canada publishes winter-preparation advice and alert channels.
  • Winter preparation Editorial National

    Keep an emergency kit, check the forecast and wind chill, dress in layers with a wind-resistant outer layer, and drive carefully on snow and ice.

    Source: ECCC - Be prepared for winter weather (checked 2026-11-07; Government or public body)

  • Where to get alerts Editorial National

    Use the Weather Alerts page on Canada.ca, the weather.gc.ca map or the WeatherCAN app.

    Source: ECCC - Be prepared for winter weather (checked 2026-11-07; Government or public body)

  • Average temperatures by city (no climate-normals page checked): Not verified yet: not confirmed from an official source, which does not mean none exists.
FamilySchool registration is provincial and slow to start; temporary residents may qualify for the Canada child benefit from their 19th month.
  • School registration Editorial National

    Register children early; it can take several weeks. Bring proof of age, relationship, address and immunisation records. The school year runs from late August or early September to June.

    Source: IRCC - What you must do after you arrive (PDF, IRCC 2860-09-2023) (checked 2026-11-07; Government or public body)

  • Canada child benefit for temporary residents Requirement National

    May be available from the 19th month in Canada, and depends on a valid permit.

    Applies to: Temporary residents with children.

    Source: CRA - Newcomers to Canada and the CRA (checked 2026-11-07; Government or public body)

  • Childcare cost and availability by province: Not verified yet: not confirmed from an official source, which does not mean none exists.
  • School registration rules by province (only IRCC generic checklist read): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Whether a spouse can work (open work permit pages not yet verified): Not verified yet: not confirmed from an official source, which does not mean none exists.
  • Accessibility services: Not verified yet: not confirmed from an official source, which does not mean none exists.

More guidance for Canada

Source-linked guidance, its scope and remaining questions.

Additional guidance for Canada. Source-linked means a reference is recorded, not that every claim has been independently verified. Check the scope and dates before relying on it.

Official task directory

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • IRCC task directory

    IRCC's directory page lists direct task links: your IRCC application, visit Canada, permanent residence, work permits, study permits, citizenship, PR card, passports, settling in Canada, fraud and scams, and inadmissibility and appeals. Authority: Immigration, Refugees and Citizenship Canada. Scope: federal immigration and citizenship only.

    Source: IRCC: Immigration and citizenship (service directory) (checked 2026-11-08; document dated 2026-11-05; Government or public body; page partly read; fact not independently verified)

  • Language of the directory

    The page is in English with a link to the French version; no other languages were listed on it.

    Source: IRCC: Immigration and citizenship (service directory) (checked 2026-11-08; document dated 2026-11-05; Government or public body; page partly read; fact not independently verified)

  • Check date

    Page showed 'Date modified: 2026-11-05'; read by us on 2026-11-08.

    Source: IRCC: Immigration and citizenship (service directory) (checked 2026-11-08; document dated 2026-11-05; Government or public body; page partly read; fact not independently verified)

Directory language and accessibility details

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Official languages

    The IRCC directory offers English and French only on the official pages checked. Free classes funded by the federal government teach English and French and follow the Canadian Language Benchmarks (CLB) and the French equivalent (NCLC).

    Source: IRCC: Immigration and citizenship (service directory) (checked 2026-11-08; document dated 2026-11-05; Government or public body; page partly read; fact not independently verified) · IRCC: Language classes funded by the Government of Canada (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Dietary planning with regulator evidence

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No venue is claimed allergen-safe.

  • Priority allergens

    Health Canada names 11 priority food allergens: eggs, milk, mustard, peanuts, crustaceans and molluscs, fish, sesame seeds, soy, sulphites, tree nuts, and wheat and triticale.

    Source: Health Canada: Food allergies (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Pre-packaged food labels

    Foods and ingredients that can cause severe allergic reactions must be identified by their common names on pre-packaged food labels.

    Source: Health Canada: Food allergies (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Not covered by that page

    The page gives no guidance on precautionary ('may contain') statements or cross-contamination and makes no statement about restaurants. Readers should ask the venue and should not treat any venue as allergen-safe.

    Source: Health Canada: Food allergies (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Newcomer banking and account guide

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No bank or product is recommended.

  • Identity documents

    Banks must confirm identity using original documents, not copies: either two documents (one with name and address, one with name and date of birth) or one document plus identity confirmed by a person. A foreign passport is on the accepted list.

    Source: Financial Consumer Agency of Canada: Opening a bank account (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Non-citizens and non-residents

    A person who is not a Canadian citizen, or who lives outside Canada, can open an account with proper identification; a branch visit may be needed.

    Source: Financial Consumer Agency of Canada: Opening a bank account (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Refusal

    A bank may refuse an account in listed cases (for example suspected illegal use, fraud in the past 7 years, false information); it must give written notice with complaint routes to OBSI and FCAC.

    Source: Financial Consumer Agency of Canada: Opening a bank account (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Transport and licence eligibility by status

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Ontario example only.

  • Visitors

    Visitors in Ontario must hold a valid licence from home; for visits of more than 3 months they also need an international driving permit. Visitors are not eligible for an Ontario licence.

    Source: Ontario: Official MTO Driver's Handbook, getting your driver's licence (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • New residents

    A new resident with a valid licence from another jurisdiction may use it for 60 days, then must hold an Ontario licence. Exchange agreements cover every Canadian province and territory and several countries, including Australia, Germany, Japan and the United States; others must pass vision and knowledge tests.

    Source: Ontario: Official MTO Driver's Handbook, getting your driver's licence (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Legal presence declaration

    From 11 May 2026 applicants for a Class G or M licence must declare Ontario is their primary residence and that their presence in Canada is legal. The page does not say which documents prove status; unsupported status combinations should be checked with ServiceOntario, not assumed permitted.

    Source: Ontario: Official MTO Driver's Handbook, getting your driver's licence (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Family-schooling pathways

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Study permit for children

    A foreign child coming with a parent who holds a study or work permit, or alone, needs a study permit if studying 6 months or more; but children already in Canada with a parent who has a study or work permit do not need one (it is recommended). Citizen or permanent-resident children, and programmes of 6 months or less, do not need one.

    Source: IRCC: Studying in Canada as a minor (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Enrolment route

    Parents contact the local school board. Documents listed: birth certificate, proof of guardianship or custody, proof of residency, and immunization record. On first enrolment the school assesses level and language support needs.

    Source: IRCC: Education in Canada, how to enrol (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Provincial control

    The enrolment page links to every provincial and territorial Ministry of Education for local rules; school types (public, private, French-language) were not described on the official pages checked.

    Source: IRCC: Education in Canada, how to enrol (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Weather and heat-work resources

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Employer heat duty

    CCOHS says employers have a general duty to take all reasonable precautions, and recommends a heat stress plan, work/rest cycles, shade and water, and training. Heat stroke is a medical emergency (call 911).

    Source: CCOHS: Climate change, extreme weather, heat (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • No general limit stated

    The page states no legal maximum temperature or working-hours limit and does not name the regulator; occupational health and safety is provincial or territorial (or federal for federally regulated work), so legal hours and limits must not be generalised.

    Source: CCOHS: Climate change, extreme weather, heat (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Local integration and language resources

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Settlement support is not immigration advice.

  • Free language classes

    Permanent residents and protected persons can take government-funded language classes at no cost, after a language assessment, in English or French. The page does not say whether temporary residents qualify.

    Source: IRCC: Language classes funded by the Government of Canada (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Where to start

    Contact a newcomer-serving organisation in the area, get assessed, then register. Questions about personal eligibility go to IRCC.

    Source: IRCC: Language classes funded by the Government of Canada (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Occupation titles and codes

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Electrician classification example

    IRCC’s NOC 2021 reference table lists 72200 Electricians (except industrial and power system), 72201 Industrial electricians and 72202 Power system electricians, all TEER 2. These distinct local classifications are not a cross-border licence or credential equivalence; compare actual duties and the NOC entry.

    Source: www.canada.ca — Electrician classification example (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

  • Local classification

    Canada uses the National Occupational Classification (NOC), the national system for describing occupations. IRCC's guide uses 5-digit NOC codes and TEER categories 0 to 5 (training, education, experience and responsibilities).

    Source: ESDC: National Occupational Classification (checked 2026-11-08; Government or public body; page partly read; fact not independently verified) · IRCC: Find your National Occupational Classification (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Duties, not titles

    IRCC says a matching job title is not enough; the main duties must match. If the IRCC table and the NOC website differ, the NOC website is correct.

    Source: IRCC: Find your National Occupational Classification (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Non-equivalence

    Provinces and territories, not the federal government, regulate apprenticeship and trade certification; a Red Seal endorsement does not by itself show a person is certified in a province.

    Source: Red Seal Program (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Gross pay and take-home uncertainty

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No take-home calculator is offered.

  • Deductions from pay

    CRA's employer guide says employers deduct CPP contributions, EI premiums and income tax from pay, so what a person takes home is less than the gross amount earned.

    Source: CRA: Employers' Guide, payroll deductions and remittances (T4001) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Study-related work categories

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Which permission covers what

    IRCC separates on-campus work, off-campus work, student work placements (co-op or internship; from 1 April 2026 post-secondary students no longer need a co-op work permit), the post-graduation work permit, and a separate open work permit for spouses of students.

    Source: IRCC: Work as an international student (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Off-campus limits

    Up to 24 hours a week during regular terms and unlimited hours in scheduled breaks, for eligible full-time students at a designated institution with a permit that carries work conditions and a SIN; not before studies begin; not for ESL/FSL-only, general-interest or prerequisite-only study.

    Source: IRCC: Work off campus as an international student (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Post-study transition windows

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Work while PGWP is pending

    A graduate may work full time while the application is processed only if the study permit had not expired when applying, the programme is complete, and off-campus work rules were respected. Otherwise wait for the permit; working without authorization is illegal.

    Source: IRCC: Working while your PGWP application is processed (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • If the study permit expires

    The page does not say what happens if the study permit expires after applying; contact IRCC.

    Source: IRCC: Working while your PGWP application is processed (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Permit expiry in general

    Extension applicants may keep working on the same conditions while waiting; study-permit applicants must stop when the work permit expires.

    Source: IRCC: What to do if your work permit expires or is expiring (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Tax residence versus immigration residence

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No personal tax determination.

  • Tax residence test

    CRA decides residency by weighing all facts, mainly significant residential ties (home, spouse or partner, dependants in Canada), with a 183-day guideline for deemed residence.

    Source: CRA: Determining your residency status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Not the same as immigration status

    The CRA page decides tax residence by ties and days and does not use immigration status as the test. It does not state this contrast in so many words.

    Source: CRA: Determining your residency status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Advice boundary

    Whether a person is a tax resident, in which year, depends on their own facts; ask CRA or a tax professional.

    Source: CRA: Determining your residency status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Social-security coordination

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

Pension portability and withdrawal

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Agreement pensions

    Agreement pensions are applied for in each country separately; each country decides if you qualify and agreements do not raise the amount.

    Source: ESDC: Lived or living outside Canada (social security agreements) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Disability and reasonable-adjustment resources

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Medical inadmissibility is separate

    IRCC says a person may not be allowed to enter or stay if a health condition might cause excessive demand on health or social services. Support eligibility for services is a different question from this visa assessment.

    Source: IRCC Help Centre: Medically inadmissible for excessive demand (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

LGBTQ traveller legal-context brief

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No personal identity is inferred.

Women-specific workplace and travel resources

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Emergency

    In an emergency call 911 (outside the 911 service area use local emergency services).

    Source: Women and Gender Equality Canada: Get help now (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Advisory and crisis lines

    Provincial and territorial crisis lines are listed, for example Ontario's Assaulted Women's Helpline 1-866-863-0511, Quebec SOS violence conjugale 1-800-363-9010, Alberta Family Violence Info Line 310-1818, and Victim Link BC 1-800-563-0808. These give support and referrals, not emergency response.

    Source: Women and Gender Equality Canada: Get help now (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Workplace

    Workplace harassment and violence rules in the federal sphere are set by the Canada Labour Code; the page checked is a consultation summary, not a complete list of rights.

    Source: Employment and Social Development Canada: Harassment and sexual violence in the workplace (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Local conduct and religious-site rules

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • British Columbia park conduct

    In BC Parks, allow space for First Nations cultural activities and ceremonies. The provincial guidance separately states archaeological sites are protected under the Heritage Conservation Act and must not be disturbed; leave possible artifacts in place. This regional example is not a national religious-site dress code.

    Source: bcparks.ca — British Columbia park conduct (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Personal medicine import

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No medication-specific advice.

Vaccination and public-health entry evidence

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Immigration medical exam

    Temporary residents staying 6 months or less generally need no immigration medical exam unless in listed jobs; stays over 6 months need one if they lived in a listed country for 6 months, work in a public-health-sensitive job, or apply for a super visa. IRCC says proof of vaccination is not mandatory and an application is not refused for declining vaccines.

    Source: IRCC: Medical exams for visitors, students and workers (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • No universal entry vaccine rule

    The immunization guide describes no entry vaccine requirement and says the exam does not review immunization status; it recommends updating immunizations after arrival.

    Source: Public Health Agency of Canada: Immunization of persons new to Canada (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Customs rules for household goods

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Personal effects

    For first-time settlers establishing residence for at least one year, CBSA requires goods to have been owned, possessed and used abroad before arrival. Former residents generally need at least six months’ ownership, possession and use; that six-month condition is waived after five years abroad. Leased goods and commercial-use goods do not qualify under these personal-effects rules. Check other import restrictions separately.

    Source: www.cbsa-asfc.gc.ca — Personal effects (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

  • List and form

    Prepare two copies of the goods list split into goods accompanying you and goods to follow; a border officer completes Form BSF186. Goods to follow qualify only if on the original list and may face import restrictions.

    Source: CBSA: Moving or returning to Canada (checked 2026-11-08; document dated 2018-05-18; Government or public body; page partly read; fact not independently verified)

  • Resale

    Selling or giving away duty-free goods within one year, or diverting them to commercial use, means paying the exempted duty and taxes.

    Source: CBSA: Moving or returning to Canada (checked 2026-11-08; document dated 2018-05-18; Government or public body; page partly read; fact not independently verified)

Companion-animal relocation

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Government entry rules

    CFIA sets import requirements; for dogs and cats they depend on age, whether the owner travels with the animal, and country of origin (frequent: United States and Mexico; rabies-free; other).

    Source: CFIA: Importing pets (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Rabies-free list

    CFIA's rabies-free list includes Australia, Fiji, Finland, Iceland, Ireland, Japan, New Zealand, Sweden and the United Kingdom, and says the list is under review.

    Source: CFIA: Countries recognized as rabies free for domestic cats and dogs (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Births, marriages and civil changes

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Ontario example.

  • Birth registration

    In Ontario a birth must be registered with the province and a certificate issued from that record. The page does not say registration confers citizenship.

    Source: Ontario: Get or replace an Ontario birth certificate (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Death and repatriation procedures

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No fees or timelines are invented.

  • Death in Ontario

    The funeral director and the informant complete the Statement of Death; a physician or coroner completes the Medical Certificate of Death; the municipal clerk forwards both to the Registrar General. The page says registration may take up to 12 weeks after receipt.

    Source: Ontario: Get or replace an Ontario death certificate (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Death abroad of a Canadian

    Costs are the family's responsibility; consular officials can explain local processes, find a funeral home and help obtain documents, but the factsheet does not say Global Affairs Canada pays. Local authorities issue the death certificate.

    Source: Travel.gc.ca: Death abroad factsheet (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Unpaid-wage dispute processes

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Recovery is never guaranteed.

  • Ontario claim

    Claims can be filed online or by form; generally within two years of the violation. Foreign nationals working in Ontario have ESA rights and may also be covered by the Employment Protection for Foreign Nationals Act (time limit three and a half years). You generally cannot file if a union represents you, if you have gone to court on the same issue, or if the employer is federally regulated.

    Source: Ontario: Your guide to the Employment Standards Act, filing a claim (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Federal workplaces

    Employees of federally regulated employers file through the Labour Program under the Canada Labour Code; the page checked states no time limit and says nothing about immigration status.

    Source: ESDC: Filing a labour standards complaint (federally regulated workplaces) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Status questions

    The Ontario page does not address immigration status for ESA claims; permit or status questions should go to IRCC or an adviser.

    Source: Ontario: Your guide to the Employment Standards Act, filing a claim (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Termination, notice and end-of-service rights

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Federal rules shown; estimates are not entitlements.

  • Federally regulated employees

    Individual termination: at least 2 weeks' written notice or pay, rising to 1 week per completed year from 3 years up to 8 weeks; severance for 12+ months of continuous service is the greater of 2 days' wages per full year or 5 days' wages. Not owed for just cause or resignation.

    Source: ESDC: Termination, layoff or dismissal (federally regulated) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Jurisdiction limit

    These rules come from the Canada Labour Code and apply to federally regulated employers only. Most employees are covered by provincial law (Ontario's Employment Standards Act sets its own notice and severance), which was not summarised here.

    Source: ESDC: Termination, layoff or dismissal (federally regulated) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified) · Ontario: Your guide to the Employment Standards Act, filing a claim (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Occupational injury claim pathways

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. Ontario example. No benefit guaranteed.

  • Report deadlines

    In Ontario the employer must report within three business days of learning of a reportable injury; a worker has six months from the date of injury or diagnosis to claim benefits.

    Source: WSIB Ontario: Report an injury or illness (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Emergency versus claim

    For a fatal or catastrophic accident call 1-800-387-0750; for injuries get first aid and see a health professional or hospital. The page treats health care and claim reporting together, not as a guarantee of compensation.

    Source: WSIB Ontario: Report an injury or illness (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Exit and re-entry permission

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

Travel to neighbouring jurisdictions

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Entry documents by passport

    Entry requirements depend on citizenship, travel mode and documents; US permanent residents and PRs have specific document rules. Residence, citizenship and travel-document rights are different things.

    Source: IRCC: What you need to enter Canada (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Return trips from the US

    A temporary resident visa holder can return from the US or St. Pierre and Miquelon on the original visa in the cases listed, but any other country requires a new visa.

    Source: IRCC Help Centre: Leaving Canada and coming back on a temporary resident visa (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Lawful remote work and self-employment

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Work permit rule

    Most foreign nationals need a work permit; exemptions apply to listed groups such as certain business visitors, and being in a listed group does not guarantee exemption. A visitor visa or eTA may still be needed.

    Source: IRCC: Who can work in Canada without a work permit (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Permanent residence versus citizenship

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • PR rights

    PRs can live, work and study anywhere in Canada, get most social benefits, but cannot vote or hold some security-cleared jobs; status needs 730 days in Canada in any 5 years and PR does not end when the PR card expires.

    Source: IRCC: Understand permanent resident status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Citizenship is a separate application

    Adults need PR status, 1,095 days of physical presence in the last 5 years, language proof at CLB 4 (ages 18 to 54) and tax filing in three years.

    Source: IRCC: Check if you are eligible to apply for citizenship (adults) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Dependants ageing out or changing status

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Dependent child

    A dependent child is under 22 and without a spouse or partner; older children may qualify if financially dependent since before 22 because of a condition. The age is locked in on a set date that depends on the programme (usually when IRCC receives the complete PR application).

    Source: IRCC: Who you can include as a dependent child (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Refusal, review and appeal options

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No promise of eligibility to appeal.

  • Temporary residence refusals

    There is no formal appeal for temporary residence decisions; options are to reapply only if circumstances changed or there is new information, or seek leave and judicial review at the Federal Court. The page does not mention reconsideration or name who can help.

    Source: IRCC Help Centre: Help if your temporary residence application is refused (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Dual-national and multiple-passport cases

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice. No strongest-passport assumption.

  • Canada's position

    Canadians may take foreign citizenship without losing Canadian citizenship; there is no dual-citizenship certificate. Other countries decide their own rules.

    Source: IRCC Help Centre: What is dual citizenship? (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Entering Canada

    Dual Canadian citizens must use a Canadian passport to fly to or through Canada, except Canadian-American dual citizens who may use a US or Canadian passport.

    Source: IRCC: Dual Canadian citizens need a valid Canadian passport (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Archived evidence snapshots

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Reproduction terms

    Non-commercial reproduction is allowed without further permission if the copy is accurate, gives the title (and author where available) and states it is a version of the material at the original URL. Commercial reproduction needs written permission; third-party content and official symbols are excluded.

    Source: Government of Canada: Terms and conditions (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Our practice

    We keep the original URL and the retrieval date and do not reproduce full pages.

    Source: Government of Canada: Terms and conditions (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Plain-language terminology

Scope: Canada. Federal rules are shown with the federal body; many topics (schooling, licences, wages, injury cover, vital records) are provincial, and Ontario is used as the worked example where a provincial page was read. Other provinces differ and could not be read. Informational only, not legal, tax or immigration advice.

  • Official glossary

    IRCC's glossary defines terms, for example permanent resident, dependant, inadmissibility and foreign worker, and states 'These are not legal definitions.'

    Source: IRCC: Glossary (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

  • Boundary

    Glossary entries explain terms and do not replace the legislation or an authority's decision.

    Source: IRCC: Glossary (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Topics with unanswered questions

Some guidance is incomplete or has not been confirmed. Missing information does not mean a rule, service or route is unavailable. Check the relevant authority for your circumstances.

  • Official task directory
  • Directory language and accessibility details
  • Transport and licence eligibility by status
  • Weather and heat-work resources
  • Occupation titles and codes
  • Gross pay and take-home uncertainty
  • Pension portability and withdrawal
  • Disability and reasonable-adjustment resources
  • LGBTQ traveller legal-context brief
  • Vaccination and public-health entry evidence
  • Companion-animal relocation
  • Births, marriages and civil changes
  • Lawful remote work and self-employment
  • Dependants ageing out or changing status
  • Refusal, review and appeal options

Route statistics

Published figures about this route, where available.

Up to 408,000 permits expected, of which 155,000 for newly arriving students and 253,000 extensions. Counts permits, not origin flows.

2026 study permit plan

Source: IRCC - International students (committee note, Apr 2026) (checked 2026-11-07; document dated 2026-08-18; Government or public body)

115,470 against a levels-plan target of 305,900.

2025 new student arrivals

Source: IRCC - International students (committee note, Apr 2026) (checked 2026-11-07; document dated 2026-08-18; Government or public body)

Up to 150,000 new international students a year.

2027 to 2029 plan

Source: IRCC - 2027-2029 Immigration Levels Plan (5 Nov 2026) (checked 2026-11-07; document dated 2026-11-05; Government or public body)

Illustration of the CN Tower in TorontoIllustration of the Peace Tower on Parliament Hill, OttawaIllustration of the Chateau Frontenac in Quebec CityIllustration of Horseshoe Falls at Niagara

We do not yet publish an eligibility checker for this track. The route pages above carry the full requirement list from the official source.

What you need

Your steps before the visa

  1. Pick the route and check it is open
    Check the route's status page, since the Start-up Visa, parent sponsorship and Agri-Food Pilot are closed or paused.
    IRCC - Start-up Visa Program (status: Paused) (checked 2026-11-07) · IRCC - Sponsor your parents and grandparents (status: Paused) (checked 2026-11-07) · IRCC - Transition binder 2026: Economic Immigration (checked 2026-11-07)
  2. Gather documents and pay the official fee
    Pay only the fee shown on IRCC's list.
    IRCC - Fee list (checked 2026-11-07)
  3. After arrival: SIN, health card, bank
    Apply for a SIN in the first two weeks.
    IRCC - What you must do after you arrive (PDF, IRCC 2860-09-2023) (checked 2026-11-07) · Service Canada - SIN for temporary residents (checked 2026-11-07)

Official websites — and what each one is for

Documents, in the order to get them

  1. Letter of acceptance from a designated learning institution — issued by The institution
    Required for a study permit.
    IRCC - Study permit: who can apply (checked 2026-11-07)
  2. Provincial or territorial attestation letter (or CAQ for Quebec) — issued by Province or territory (Quebec: CAQ)
    Exemptions apply.
    IRCC - Provincial and territorial attestation letter (checked 2026-11-07)
  3. Approved language test result — issued by An approved test provider
    Needed for Express Entry programmes and PGWP; the test names are not stated on the official pages checked.
    IRCC - Federal Skilled Trades Program eligibility (checked 2026-11-07)
  4. Certificate of qualification (trades) — issued by Provincial, territorial or federal trade authority
    Alternative to a full-time job offer for FSTP.
    IRCC - Federal Skilled Trades Program eligibility (checked 2026-11-07)
  5. Educational Credential Assessment (foreign degrees) — issued by An organisation designated by IRCC
    FSWP; not required for FSTP.
    IRCC - Federal Skilled Worker Program (checked 2026-11-07)
  6. Police certificate and medical exam — issued by Police and an authorised physician
    Only where IRCC requires.
    IRCC - Study permit: who can apply (checked 2026-11-07)

Health insurance

Medical

Somewhere to live

Getting there

Entry document by passport

Indian citizens need a visitor visa to visit or transit Canada; other passports may need an eTA or nothing. Use IRCC's tool.

IRCC - Check if you need a visa or eTA (checked 2026-11-07)

Money

What we could not source

  • LMIA employer fee for general streams, IMP employer compliance fee and spousal open work permit rules could not be read.
  • No official ranked shortage list; Express Entry category lists are preference lists, not demand ranks, so demand is left empty.
  • Study permit and PGWP validity tables, Quebec rules (CAQ, Quebec skilled worker programme) and provincial PNP stream details could not be read.
  • Processing times: the IRCC tool loads only in a browser, so no figures are shown.
  • Study permit and Express Entry language test names were not stated on the official pages checked.

Quick answers by profile (preview, not verified)

Canada for student or trainee: can I go?

Canada: studying is possible but capped, and the funds and language bars have risen

Canada for skilled tradesperson: can I go?

Canada: skilled trades have a federal PR path, but temporary-worker routes for lower-wage jobs are tightly restricted

Canada for employed professional: can I go?

Canada: Express Entry permanent residence is by invitation from a pool; IRCC says 2026 focus is on top-ranked candidates with Canadian experience