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Germany blocked account (Sperrkonto) and proof of funds
Most recent source check , against the official sources listed below. A recent source check does not mean every requirement was re-read on that date. This page is information, not legal advice and not a guarantee of eligibility.
Summary
Students: EUR 11,904 for the year (approx. AED 47,616). Opportunity Card jobseekers: EUR 1,091 net per month (approx. AED 4,364). A sponsor's declaration or a scholarship is accepted instead in some cases, as the sources below state.
Key figures and rules
Blocked account, students
EUR 11,904 for the year (approx. AED 47,616)
Twelve times the BAföG maximum rate of EUR 992 a month (approx. AED 3,968); one twelfth is released each month. Stated as current for 2026 by the Tehran mission and the federal study process sheet. A preparatory or intensive language course before study needs EUR 1,091 a month instead, EUR 13,092 a year (approx. AED 52,368). The figure moves whenever the BAföG rate changes.
Training pay of at least EUR 1,048 gross or EUR 822 net a month
For in-company training the training allowance itself is generally accepted as proof of livelihood at EUR 1,048 gross (approx. AED 4,192) or EUR 822 net (approx. AED 3,288). Below that, the shortfall must be covered by other means, for example a blocked account or a sponsor's declaration. Trades whose first-year pay is below the threshold will need top-up proof.
A Verpflichtungserklärung (formal obligation letter) from a sponsor, issued by a German foreigners authority and typically no more than six months old, or proof of a German or EU-funded scholarship. The Federal Foreign Office's blocked-account page itself refers you to your mission for the amount.
AED figures in brackets are indicative only, at a rounded 4.0 AED per EUR. There is no official rate or rate date behind them. Check a live rate with your bank before you pay or transfer anything.
What we have not published
These are things readers often look for. Our sources do not support a statement, so we make none.
Which blocked-account providers are recognised, and their fees. Not sourced; the Federal Foreign Office page linked below is the official starting point.
How long it takes to open the account and to receive the confirmation. Not sourced.
The amount for any route other than those listed. The Federal Foreign Office page refers readers to their mission for the amount.
Currency conversion beyond the indicative AED figures shown, which use a rounded 4.0 AED per EUR with no official rate or date.
Common questions
How much must a student have in a blocked account?
EUR 11,904 for the year (approx. AED 47,616). Twelve times the BAföG maximum rate of EUR 992 a month (approx. AED 3,968); one twelfth is released each month. Stated as current for 2026 by the Tehran mission and the federal study process sheet. A preparatory or intensive language course before study needs EUR 1,091 a month instead, EUR 13,092 a year (approx. AED 52,368). The figure moves whenever the BAföG rate changes.
How much is needed for the Opportunity Card?
EUR 1,091 net per month (approx. AED 4,364). The 2026 figure for jobseekers on the Opportunity Card, or alternatively a Declaration of Commitment from a sponsor in Germany.
Do vocational trainees need a blocked account?
Training pay of at least EUR 1,048 gross or EUR 822 net a month. For in-company training the training allowance itself is generally accepted as proof of livelihood at EUR 1,048 gross (approx. AED 4,192) or EUR 822 net (approx. AED 3,288). Below that, the shortfall must be covered by other means, for example a blocked account or a sponsor's declaration. Trades whose first-year pay is below the threshold will need top-up proof.
What can replace a blocked account?
A Verpflichtungserklärung (formal obligation letter) from a sponsor, issued by a German foreigners authority and typically no more than six months old, or proof of a German or EU-funded scholarship. The Federal Foreign Office's blocked-account page itself refers you to your mission for the amount.