United States

• Nine major allergens must be declared Requirement National

  Milk, eggs, fish, crustacean shellfish, tree nuts, peanuts, wheat, soybeans and sesame must be declared on packaged food; sesame has been required since 1 Jan 2023.

  Applies to: Packaged foods and supplements, not restaurant menus

  Source: FDA — FASTER Act: sesame is the ninth major food allergen (checked 2026-11-07; document dated 2025-02-25; Government or public body)

• Official vegetarian, vegan, halal or kosher labelling authority: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Restaurant allergen rules (state/local): Not verified yet: not confirmed from an official source, which does not mean none exists.
• University and employer canteen provision: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Grocery price benchmarks: Not verified yet: not confirmed from an official source, which does not mean none exists.

• New York deposit cap Requirement New York (example state)

  A New York landlord may require no more than one month's rent as a deposit and may not also collect last month's rent. Example state only; rent-regulated units are treated differently.

  1 month's rent maximum (as of 2026-11-07)

  Source: New York Attorney General — Residential Tenants' Rights Guide (checked 2026-11-07; Government or public body)

• New York deposit return Requirement New York (example state)

  For non-regulated units the deposit must be returned within 14 days of move-out, with an itemised list of any deductions in the same period, or the full deposit must be returned; deliberate violation can mean up to twice the deposit.

  14 days after move-out (as of 2026-11-07)

  Source: New York Attorney General — Residential Tenants' Rights Guide (checked 2026-11-07; Government or public body)

• New York application fees Requirement New York (example state)

  The Attorney General guide lists a credit or background check fee of up to USD 20 and a late fee of USD 50 or 5% of monthly rent, whichever is less.

  USD 20 credit or background check fee maximum (as of 2026-11-07)

  Source: New York Attorney General — Residential Tenants' Rights Guide (checked 2026-11-07; Government or public body)

• Texas deposit return Requirement Texas (example state)

  A Texas landlord has 30 days to return the deposit less deductions, with an itemised list; the tenant must provide a forwarding address and many leases require 30 days' move-out notice. Example state only.

  30 days to return deposit (as of 2026-11-07)

  Source: Texas Attorney General — Renter's rights (checked 2026-11-07; Government or public body)

• Texas repairs Requirement Texas (example state)

  Tenants can demand repairs of conditions materially affecting health or safety by dated written notice; seven days is presumed reasonable, and retaliation is barred for six months after a good-faith complaint.

  7 days presumed reasonable for repairs (as of 2026-11-07)

  Source: Texas Attorney General — Renter's rights (checked 2026-11-07; Government or public body)

• California deposit cap Requirement California (example state)

  From 1 July 2024 a California landlord may take at most one month's rent as a deposit; small landlords (individual or all-individual LLC, up to two properties and four units) may take two months. Example state only: other states differ.

  1 month's rent, standard maximum (as of 2024-07-01)

  Source: California Attorney General — Know your rights: security deposits (checked 2026-11-07; Government or public body)

• California deposit return Requirement California (example state)

  The landlord must return the remaining deposit with an itemised statement within 21 days of move-out; an itemised statement is required for deductions totalling USD 125 or more.

  21 days after move-out (as of 2024-07-01)

  Source: California Attorney General — Know your rights: security deposits (checked 2026-11-07; Government or public body)

• California allowed deductions Requirement California (example state)

  Allowed: past-due rent, repair of damage beyond ordinary wear, cleaning to move-in condition; not allowed: pre-existing damage or ordinary wear and tear.

  Source: California Attorney General — Know your rights: security deposits (checked 2026-11-07; Government or public body)

• Rental listing scam warning signs Editorial National

  The FTC lists unusually low rent, pressure to decide fast, an owner who cannot show the unit, and requests to pay by wire, gift card or cryptocurrency as red flags; landlords generally do not ask for a credit score, and early requests for SSN or ID photos are suspicious.

  Source: FTC — Rental listing scams (checked 2026-11-07; document dated 2026-08-13; Government or public body)

• Where to report a rental scam Editorial National

  Report to local police, the site hosting the ad, ReportFraud.ftc.gov or the state attorney general.

  Source: FTC — Rental listing scams (checked 2026-11-07; document dated 2026-08-13; Government or public body)

• Example city: efficiency FMR Estimate Richmond, VA HUD Metro FMR Area

  FY2027 HUD Fair Market Rent for an efficiency in the Richmond, VA HUD Metro FMR Area; one metro example, not a national or typical rent.

  USD 1,456 month (efficiency, FMR) (as of FY2027)

  Source: HUD User — FY2027 Fair Market Rents, Richmond VA HUD Metro FMR Area (checked 2026-11-07; Government or public body)

• Example city: one-bedroom FMR Estimate Richmond, VA HUD Metro FMR Area

  Same area, one-bedroom FMR (40th-percentile gross rent benchmark).

  USD 1,517 month (1BR, FMR) (as of FY2027)

  Source: HUD User — FY2027 Fair Market Rents, Richmond VA HUD Metro FMR Area (checked 2026-11-07; Government or public body)

• Example city: two-bedroom FMR Estimate Richmond, VA HUD Metro FMR Area

  Same area, two-bedroom FMR.

  USD 1,651 month (2BR, FMR) (as of FY2027)

  Source: HUD User — FY2027 Fair Market Rents, Richmond VA HUD Metro FMR Area (checked 2026-11-07; Government or public body)

• HUD Fair Market Rent definition Editorial Per metro area or county (no national figure)

  FMRs are estimates of 40th-percentile gross rent for standard-quality units, set per metropolitan area or county, normally effective each 1 October.

  Source: HUD User — Fair Market Rents (checked 2026-11-07; Government or public body)

• Deposit and lease rules for states other than California, New York and Texas: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Tenant regulator for other states: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Student housing costs: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Rents for other named cities (only one metro read): Not verified yet: not confirmed from an official source, which does not mean none exists.

• New York metro household spending Estimate New York-Newark-Jersey City metro

  Average annual household expenditures 2023-24 in the New York-Newark-Jersey City metro against a US average of USD 77,907 for the same period; a metro average across all households, not a newcomer budget.

  USD 91,520 household per year (as of 2023-24)

  Source: BLS — Consumer Expenditures in the New York Metropolitan Area, 2023-24 (checked 2026-11-07; document dated 2026-01-06; Government or public body)

• New York metro housing spending Estimate New York-Newark-Jersey City metro

  Housing averaged 38.2% of the New York metro budget against 33.2% nationally.

  USD 34,947 household per year (housing) (as of 2023-24)

  Source: BLS — Consumer Expenditures in the New York Metropolitan Area, 2023-24 (checked 2026-11-07; document dated 2026-01-06; Government or public body)

• Los Angeles area household spending Estimate Los Angeles area

  Average annual household expenditures 2023-24 in the Los Angeles area.

  USD 90,594 household per year (as of 2023-24)

  Source: BLS — Consumer Expenditures for the Los Angeles Area, 2023-24 (checked 2026-11-07; document dated 2026-01-16; Government or public body)

• Los Angeles area housing spending Estimate Los Angeles area

  Housing was 36.6% of the Los Angeles area budget against 33.2% nationally.

  USD 33,126 household per year (housing) (as of 2023-24)

  Source: BLS — Consumer Expenditures for the Los Angeles Area, 2023-24 (checked 2026-11-07; document dated 2026-01-16; Government or public body)

• Chicago metro household spending Estimate Chicago metropolitan area

  Average annual household expenditures 2023-24 in the Chicago metro against USD 77,907 nationally.

  USD 85,415 household per year (as of 2023-24)

  Source: BLS — Consumer Expenditures in the Chicago Metropolitan Area, 2023-24 (checked 2026-11-07; document dated 2026-01-21; Government or public body)

• Chicago metro housing spending Estimate Chicago metropolitan area

  Housing was 32.3% of the Chicago budget against 33.2% nationally.

  USD 27,618 household per year (housing) (as of 2023-24)

  Source: BLS — Consumer Expenditures in the Chicago Metropolitan Area, 2023-24 (checked 2026-11-07; document dated 2026-01-21; Government or public body)

• Average annual spending, all items Estimate National

  Average annual expenditures per consumer unit in 2025.

  USD 81,905 consumer unit per year (as of 2025)

  Source: BLS — Consumer Expenditures 2025 (release of 29 Oct 2026) (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Average annual housing spending Estimate National

  Housing component of the same national average.

  USD 27,790 consumer unit per year (as of 2025)

  Source: BLS — Consumer Expenditures 2025 (release of 29 Oct 2026) (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Average annual transportation spending Estimate National

  Transportation component of the national average.

  USD 13,492 consumer unit per year (as of 2025)

  Source: BLS — Consumer Expenditures 2025 (release of 29 Oct 2026) (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Average annual food spending Estimate National

  Food component of the national average.

  USD 10,633 consumer unit per year (as of 2025)

  Source: BLS — Consumer Expenditures 2025 (release of 29 Oct 2026) (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Average annual healthcare spending Estimate National

  Healthcare component of the national average.

  USD 6,470 consumer unit per year (as of 2025)

  Source: BLS — Consumer Expenditures 2025 (release of 29 Oct 2026) (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Budget for cities other than New York, Los Angeles and Chicago: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Student or single-person budget: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Definition of consumer unit (BLS glossary not yet verified): Not verified yet: not confirmed from an official source, which does not mean none exists.

• Foreign licence and IDP Requirement National

  Depending on the state, a visitor may need an IDP with the home licence. The US does not issue IDPs to visitors; one for US use is valid 1 year.

  1 year (IDP validity) (as of 2026-04-14)

  Source: USA.gov — Driving in the U.S. if you are not a citizen (checked 2026-11-07; document dated 2026-04-14; Government or public body)

• New York: visitors with a foreign licence Requirement New York (example state)

  Visitors can drive in New York with a valid foreign licence; the page states no time limit. A licence in a language other than English needs an IDP or certified translation for a New York road test. Example state only.

  Source: New York DMV — Drivers from other countries (checked 2026-11-07; Government or public body)

• New York: new residents Requirement New York (example state)

  A New York licence is needed once someone becomes a resident: written test, five-hour pre-licensing course and road test, handing over the foreign licence when the road test is passed.

  5 hours pre-licensing course (as of 2026-11-07)

  Applies to: New residents with a foreign licence

  Source: New York DMV — Drivers from other countries (checked 2026-11-07; Government or public body)

• Texas: visitors with a foreign licence Requirement Texas (example state)

  A valid foreign licence may be used in Texas for up to one year or until the person becomes a Texas resident, whichever is sooner; reciprocity conditions include being 18 to 75, a private vehicle and a licence translated into English. Page dated 2020. Example state only.

  1 year maximum for visitors (as of 2020-09-23)

  Source: Texas DPS — Driving privilege reciprocity (checked 2026-11-07; document dated 2020-09-23; Government or public body)

• Texas: new residents Requirement Texas (example state)

  A new resident must apply for a Texas licence within 90 days of becoming a resident; the Moving to Texas page says out-of-state licences may be used for up to 90 days after moving. The pages do not give lawful-presence documents.

  90 days after becoming a resident (as of 2020-09-23)

  Source: Texas DPS — Driving privilege reciprocity (checked 2026-11-07; document dated 2020-09-23; Government or public body) · Texas DPS — Moving to Texas: a guide to driver licenses and IDs (checked 2026-11-07; document dated 2020-09-22; Government or public body)

• Licensing is by state agency Requirement National

  USA.gov directs people to their state DMV to get or renew a licence and lists each state and territory's motor vehicle agency.

  Source: USA.gov — State motor vehicle services (checked 2026-11-07; Government or public body)

• REAL ID Requirement National

  A licence or ID that is not REAL ID-compliant cannot be used to enter federal facilities, but a passport or another acceptable ID still allows flying; a compliant card has a star, and the TSA ConfirmID alternative costs USD 45 and is valid for 10 days from departure.

  USD 45 TSA ConfirmID (10 days) (as of 2026-04-06)

  Source: USA.gov — REAL ID (checked 2026-11-07; document dated 2026-04-06; Government or public body)

• REAL ID document examples Requirement National

  States set the documents; examples listed are proof of identity, an SSN document (card, W-2 or pay stub) and proof of residency (lease, utility bill or bank statement). The page has no separate lawful-status rule, so check the state agency.

  Source: USA.gov — REAL ID (checked 2026-11-07; document dated 2026-04-06; Government or public body)

• State licence Requirement National

  Residency requirements for a state licence differ by state; a state licence allows driving anywhere in the US.

  Applies to: Non-citizens living permanently in the US per the page

  Source: USA.gov — Driving in the U.S. if you are not a citizen (checked 2026-11-07; document dated 2026-04-14; Government or public body)

• Public transit passes and city commute costs: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Which states exempt which nationalities from an IDP: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Foreign licence rules for states other than New York and Texas; California DMV manual text read has no time limit; New York page states no time limit for visitors: Not verified yet: not confirmed from an official source, which does not mean none exists.

• Documents to open an account Editorial National

  Typically a photo ID (some institutions accept foreign passports), an SSN, ITIN or passport number, a second ID and date of birth; policies vary by institution.

  Applies to: Guide dated 2017; institution policies vary

  Source: CFPB — A Newcomer's Guide: checklist for opening a bank account (checked 2026-11-07; document dated 2017-07; Government or public body)

• Typical opening deposit Estimate National

  The CFPB guide says opening deposits are typically between USD 25 and USD 100.

  USD 25 minimum of stated range; maximum USD 100 (as of 2017-07)

  Source: CFPB — A Newcomer's Guide: checklist for opening a bank account (checked 2026-11-07; document dated 2017-07; Government or public body)

• Building credit Editorial National

  The CFPB lists paying on time, keeping balances low (under 30% of the limit is the common guidance, top scorers under 10%), building a long history, applying only for credit needed and checking reports for errors.

  30 percent of credit limit, suggested ceiling (as of 2026-10-29)

  Source: CFPB — How do I get and keep a good credit score? (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Starter credit products Editorial National

  Secured credit cards and credit-builder loans are designed for people new to credit; you do not need to carry a balance to score well.

  Source: CFPB — How do I get and keep a good credit score? (checked 2026-11-07; document dated 2026-10-29; Government or public body)

• Requesting a first SSN Requirement National

  A noncitizen who works or attends school, or has a valid non-work reason, may apply online and then visit a Social Security office with documents; the page does not list the documents (noncitizen guidance sits in linked PDFs).

  Applies to: Noncitizens in the US

  Source: SSA — Request a Social Security number for the first time (checked 2026-11-07; document dated 2026-09-10; Government or public body)

• SSN cost Requirement National

  Social Security numbers and cards are free.

  Source: SSA — Request a Social Security number for the first time (checked 2026-11-07; document dated 2026-09-10; Government or public body)

• SSN card delivery Requirement National

  After approval the card is mailed within 5 to 10 business days.

  10 business days maximum after approval (as of 2026-09-10)

  Source: SSA — Request a Social Security number for the first time (checked 2026-11-07; document dated 2026-09-10; Government or public body)

• What an ITIN is Requirement National

  An ITIN is a nine-digit IRS tax number for people with a federal tax purpose who cannot get an SSN; people eligible for an SSN, including nonresident aliens with a US work visa, do not need one.

  Applies to: People ineligible for an SSN

  Source: IRS — Individual taxpayer identification number (ITIN) (checked 2026-11-07; document dated 2026-10-28; Government or public body)

• How to apply for an ITIN Requirement National

  Apply with Form W-7, submitted with the tax return in the same package, by mail or in person; apply by the return due date to qualify for certain credits.

  Source: IRS — Individual taxpayer identification number (ITIN) (checked 2026-11-07; document dated 2026-10-28; Government or public body)

• ITIN is not work authorisation Requirement National

  An ITIN does not authorise work, change immigration status or serve as ID outside the tax system; a holder cannot keep both an ITIN and an SSN.

  Source: IRS — Individual taxpayer identification number (ITIN) (checked 2026-11-07; document dated 2026-10-28; Government or public body)

• Complaining about a bank or lender Editorial National

  The CFPB takes complaints about financial products (accounts, cards, loans, credit reports, money transfers) online or on (855) 411-2372; most companies respond within 15 days and a final response can take up to 60 days. Phone and internet services are outside its scope.

  15 days (most companies respond) (as of 2026-10-05)

  Source: CFPB — Submit a complaint (checked 2026-11-07; document dated 2026-10-05; Government or public body)

• Deposit insurance limit Requirement National

  FDIC covers USD 250,000 per depositor, per insured bank, per ownership category; stocks, bonds, mutual funds and crypto are not covered, and the bank must be FDIC-insured.

  USD 250,000 depositor per bank per ownership category (as of 2026-11-07)

  Source: FDIC — Understanding deposit insurance (checked 2026-11-07; Government or public body)

• SSN eligibility for students Requirement National

  F-1 and J-1 students can apply for an SSN only with permission to work and school or sponsor authorisation; enrolment alone does not qualify, and a school should offer another ID number.

  Applies to: F-1 and J-1 students

  Source: SSA — International Students and Social Security Numbers (Pub. 05-10181) (checked 2026-11-07; document dated 2024-01; Government or public body)

• Whether a credit history is needed to obtain a score (CFPB page does not say): Not verified yet: not confirmed from an official source, which does not mean none exists.

• Lifeline discount Estimate National

  The FCC Lifeline programme discounts monthly phone or broadband for households at or below 135% of the Federal Poverty Guidelines or on certain federal assistance programmes, one per household. The page is dated 2020, so details may have changed.

  USD 9.25 month, maximum discount (as of 2020-09-14)

  Applies to: Low-income households on qualifying programmes

  Source: FCC — Lifeline support for affordable communications (checked 2026-11-07; document dated 2020-09-14; Government or public body)

• Broadband consumer labels Requirement National

  Providers of home and mobile broadband must display a label for each standalone plan at the point of sale, showing prices, fees, data allowances and speeds.

  1 label per standalone plan (as of 2024-10-15)

  Source: FCC — Broadband consumer labels (checked 2026-11-07; document dated 2024-10-15; Government or public body)

• SIM registration or ID rules: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Typical monthly mobile or home internet price: Not verified yet: not confirmed from an official source, which does not mean none exists.
• FCC N11 and consumer pages: nationally assigned short numbers page returned client_error: Not verified yet: not confirmed from an official source, which does not mean none exists.

• J-1 minimum insurance Requirement National

  J-1 exchange visitors and J-2 dependants must carry at least USD 100,000 medical per accident or illness, USD 25,000 repatriation of remains, USD 50,000 medical evacuation, with a deductible of no more than USD 500.

  USD 100,000 accident or illness (medical benefits) (as of 2026-11-07)

  Applies to: J-1 and J-2

  Source: eCFR — 22 CFR 62.14 Exchange Visitor insurance (checked 2026-11-07; Government or public body)

• Nonimmigrant visa holders and the Marketplace Editorial National

  Healthcare.gov lists individuals with nonimmigrant status, including worker visas such as H1, as people who may be eligible for Marketplace coverage; DACA recipients are not eligible. The page does not name F, J or M visas.

  Applies to: Nonimmigrant status holders

  Source: Healthcare.gov — Immigration statuses that qualify for Marketplace coverage (checked 2026-11-07; Government or public body)

• Marketplace savings from 2027 Requirement National

  From 1 January 2027 premium tax credits and cost-sharing discounts are limited to lawful permanent residents, Cuban or Haitian entrants and COFA migrants; other statuses may still buy coverage without savings.

  2,027 year from which savings are limited (1 January) (as of 2026-11-07)

  Source: Healthcare.gov — Immigration statuses that qualify for Marketplace coverage (checked 2026-11-07; Government or public body)

• Marketplace open enrolment Requirement National

  Open Enrolment for 2027 coverage runs 1 November to 15 January; plans chosen by 15 December start 1 January and later ones start 1 February if the first premium is paid.

  1 November to 15 January (2027 coverage window start) (as of 2026-11-07)

  Applies to: Those eligible for the Marketplace; eligibility of visa holders not confirmed

  Source: Healthcare.gov — Dates and deadlines (checked 2026-11-07; Government or public body)

• Enrolling outside open enrolment Requirement National

  After open enrolment ends, a person can enrol or change plans only with a Special Enrollment Period triggered by a life change such as marriage, a new baby, a move or losing coverage; Medicaid and CHIP are open at any time.

  Source: Healthcare.gov — Dates and deadlines (checked 2026-11-07; Government or public body)

• Marketplace eligibility Editorial National

  Healthcare.gov says lawfully present immigrants may get Marketplace coverage if eligible; the page does not say whether student or worker visa holders count.

  Source: Healthcare.gov — Health coverage for immigrants (checked 2026-11-07; Government or public body)

• F-1 insurance requirements (set by each school, not federal): Not verified yet: not confirmed from an official source, which does not mean none exists.
• H-1B employer-plan norms: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Cost of insurance: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Whether F, J or M student visa holders specifically qualify for the Marketplace (the status page names workers visas such as H1 as possibly eligible but does not name F, J or M): Not verified yet: not confirmed from an official source, which does not mean none exists.

• FICA exemption Requirement National

  Nonresident F-1, J-1 and M-1 students are exempt from Social Security and Medicare tax on permitted work, generally for less than 5 calendar years; F-2 and J-2 dependants are not exempt.

  5 calendar years (exemption horizon) (as of 2026-08-18)

  Source: IRS — Foreign student liability for Social Security and Medicare taxes (checked 2026-11-07; document dated 2026-08-18; Government or public body)

• Student on-campus work, tax view Requirement National

  The IRS describes exempt employment as including on-campus work of up to 20 hours a week (40 in summer vacations).

  20 hours per week, term time (as of 2026-08-18)

  Source: IRS — Foreign student liability for Social Security and Medicare taxes (checked 2026-11-07; document dated 2026-08-18; Government or public body)

• Form 1040-NR deadline Requirement National

  A nonresident alien employee with wages subject to US withholding files Form 1040-NR by 15 April 2026 (2025 tax year).

  15 April 2026 (filing date, 2025 tax year) (as of 2026-04-15)

  Applies to: Nonresident aliens with wages subject to withholding

  Source: IRS — Instructions for Form 1040-NR (2025) (checked 2026-11-07; Government or public body)

• SSN needed to work Requirement National

  A Social Security number is required for students who work; those with non-wage income but no SSN eligibility may need an ITIN.

  Applies to: F-1 English language training page; stated for F-1 students

  Source: Study in the States — F-1 English language training (checked 2026-11-07; Government or public body)

• SSN timing Requirement National

  Students should wait 48 hours after reporting to their school before applying for an SSN.

  48 hours after reporting to school (as of 2024-01)

  Source: SSA — International Students and Social Security Numbers (Pub. 05-10181) (checked 2026-11-07; document dated 2024-01; Government or public body)

• Form 8843 filing rule: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Deadline for filers without wages: Not verified yet: not confirmed from an official source, which does not mean none exists.
• State-level registration: Not verified yet: not confirmed from an official source, which does not mean none exists.

• English language training schools Requirement National

  F-1 English language training must be at a SEVP-certified school holding accreditation from a Department of Education-recognised agency; the full course of study is 18 clock hours a week for mostly classroom instruction, or 22 otherwise.

  18 clock hours per week (classroom-based) (as of 2026-11-07)

  Applies to: F-1 English language training students

  Source: Study in the States — F-1 English language training (checked 2026-11-07; Government or public body)

• Study in the States in 90 languages Editorial National

  DHS publishes Study in the States in multiple languages (a 2015 post says 90).

  Source: Study in the States — now in 90 languages (checked 2026-11-07; document dated 2015-05; Government or public body)

• Official community or integration programmes for temporary workers: Not verified yet: not confirmed from an official source, which does not mean none exists.
• Language support outside school programmes: Not verified yet: not confirmed from an official source, which does not mean none exists.

• Extreme heat Editorial National

  Ready.gov defines extreme heat as above 90 degrees F for two to three days and calls it the leading weather-related killer; stay hydrated, find cooling places and call 911 for heat stroke.

  Source: Ready.gov — Extreme heat (checked 2026-11-07; Government or public body)

• Regional winter and hurricane guidance: Not verified yet: not confirmed from an official source, which does not mean none exists.
• National Weather Service seasonal pages: Not verified yet: not confirmed from an official source, which does not mean none exists.

• Public school access Requirement National

  Citizenship or immigration status of children or parents cannot be used to bar students from public schools.

  Source: Department of Education — Equal rights to public education regardless of immigration status (checked 2026-11-07; document dated 2026-01-30; Government or public body)

• Dependant SEVIS fee Requirement National

  F-2, M-2 and J-2 spouses and children pay no SEVIS fee unless changing to F-1, M-1 or J-1.

  Applies to: F-2, M-2, J-2

  Source: ICE — I-901 SEVIS Fee FAQ (checked 2026-11-07; Government or public body)

• Childcare costs and rules: Not verified yet: not confirmed from an official source, which does not mean none exists.
• School enrolment steps by state or district (no ed.gov state page surfaced): Not verified yet: not confirmed from an official source, which does not mean none exists.
• Dependant work rights (F-2, J-2, H-4): Not verified yet: not confirmed from an official source, which does not mean none exists.
• Accessibility resources: Not verified yet: not confirmed from an official source, which does not mean none exists.

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Federal immigration directory

  USA.gov (General Services Administration) links tasks for case status and processing times, visa status, green cards, naturalization, visas, DACA and enforcement information. Scope: federal; the page lists links and does not state a language selector or check date.

  Source: USA.gov: Immigration and citizenship (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Labor certification

  DOL's Office of Foreign Labor Certification processes employer applications for prevailing wage determinations and labor certification for foreign workers; it sits within the Employment and Training Administration.

  Source: DOL: Office of Foreign Labor Certification (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Accommodation requests

  USCIS says a qualified individual with a disability may request an accommodation; offered examples include sign language interpreters, braille or large-print materials, and home or medical-facility visits. An accommodation changes how a requirement is met, not whether it must be met.

  Source: USCIS: Disability accommodations for the public (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No venue is claimed allergen-safe.

• Current major allergens

  FDA currently identifies nine major food allergens: milk, eggs, fish, Crustacean shellfish, tree nuts, peanuts, wheat, soybeans and sesame. Sesame’s inclusion took effect on 1 January 2023. The historical eight-allergen FALCPA text alone is not the current list. This concerns FDA-regulated products, with the exclusions explained on its page.

  Source: www.fda.gov — Current major allergens (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

• Advisory statements and food-service scope

  FDA says advisory allergen statements are voluntary but must be truthful and not misleading, and cannot substitute for good manufacturing practices. Packaged retail/food-service products can fall under the label rules; food wrapped after a customer orders at purchase is outside those FALCPA labelling requirements. This does not guarantee any venue is allergen-safe.

  Source: www.fda.gov — Advisory statements and food-service scope (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No bank or product is recommended.

• ID and number

  CFPB's checklist says each institution sets its own policy: many want government photo ID; some accept foreign passports and consular IDs. A Social Security number or ITIN is needed for an interest-bearing account; without one a no-interest account may be possible.

  Source: CFPB: Checklist for opening a bank or credit union account (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Foreign licence in New York

  A valid licence from another country allows driving in New York until the driver becomes a state resident; a non-English licence needs an International Driving Permit or certified translation for a road test. Non-citizens can get standard licences; lawful presence gets a REAL ID.

  Source: New York DMV: Drivers from other countries (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Proof of lawful presence in California

  California accepts listed documents (for example foreign passport with visa and I-94, permanent resident card, EAD); temporary-status REAL IDs expire with the legal presence document.

  Source: California DMV: REAL ID information for non-citizens (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Public school enrolment

  The Department of Education page (reviewed 30 January 2026 per the page) states that citizenship or immigration status of students, parents or guardians cannot be used to bar students from public schools (Plyler v. Doe, 1982). School type and level are decided by the state and district.

  Source: U.S. Department of Education: Equal rights to public education regardless of immigration or citizenship status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Federal position

  OSHA cites the General Duty Clause and encourages water, rest and shade; it lists Washington, Minnesota, California, Oregon and Colorado as states with their own heat laws and a National Emphasis Program dated 10 April 2026. The page mentions no federal maximum temperature or hours limit.

  Source: OSHA: Heat exposure (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• English learning resources

  USA.gov links free and low-cost ESL resources, online lessons/audio and local literacy programmes; it suggests asking school districts and libraries about classes. These are learning resources, not immigration advice or a guarantee of free enrolment in every programme.

  Source: www.usa.gov — English learning resources (checked 2026-11-08; document dated 2026-04-01; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Local classification

  BLS publishes the 2018 SOC with six-digit codes; it is task-based and 'does not differentiate occupations based on education or certification', so a code is not a licence or credential equivalence.

  Source: BLS: 2018 Standard Occupational Classification (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Electrician classification example

  BLS lists Electricians as SOC 47-2111. Its occupational guide separately describes electrical engineers, engineering technologists and power-line installers as similar occupations with different tasks. A shared word in a job title does not establish the same occupation, licence or immigration eligibility.

  Source: www.bls.gov — Electrician classification example (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Who authorises what

  On the Study in the States overview: CPT is authorised by the school's designated official; OPT, STEM OPT and off-campus employment (severe hardship) need USCIS authorisation through an EAD; on-campus work is described as work that directly supports the student body and the page gives no hour limits or authoriser.

  Source: Study in the States: Student employment overview (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• OPT unemployment limits

  Post-completion OPT allows up to 90 unemployment days; STEM OPT 150 days including days used on post-completion OPT. SEVIS counts days without employer information as unemployed.

  Source: Study in the States: Unemployment counter (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No personal tax determination.

• Two tests

  IRS says a non-citizen is generally a nonresident unless they meet the green card test or the substantial presence test for the calendar year.

  Source: IRS: Determining an individual's tax residency status (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Agreements

  SSA says agreements eliminate dual Social Security taxation and fill benefit gaps; they exempt workers from one country's system rather than letting them choose, and exempt workers must document it with a certificate of coverage. The listed countries include Canada, Australia, Germany, Ireland, Japan and the United Kingdom; India, the UAE, Saudi Arabia and New Zealand were not listed.

  Source: SSA: International agreements overview (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• No refund of correctly paid taxes

  SSA says it cannot refund correctly paid Social Security taxes; agreements may help workers qualify for benefits by combining periods.

  Source: SSA: Refund of Social Security taxes (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Employment accommodation

  EEOC says the ADA covers private employers, state and local governments, agencies and unions, and requires reasonable accommodation unless it is an undue hardship. The page does not address nationality.

  Source: EEOC: The ADA, your employment rights as an individual with a disability (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Immigration accommodation

  USCIS accommodations change how a requirement is met and do not excuse meeting it; a medical exception for English and civics is a separate process (Form N-648).

  Source: USCIS: Disability accommodations for the public (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No personal identity is inferred.

• Employment law

  EEOC's page says Title VII's sex-discrimination protections cover sexual orientation and transgender status in employment, for employers with 15 or more employees; charges are generally due within 180 days (300 where a state or local law applies).

  Source: EEOC: Federal laws prohibiting job discrimination, questions and answers (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Emergency versus advisory

  For a medical emergency call 911. The National Domestic Violence Hotline is 800-799-7233 (24/7, 170+ languages); RAINN 800-656-4673; the OWH helpline is a resource line only.

  Source: Office on Women's Health: Get help (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Workplace law

  Title VII covers sexual harassment and pregnancy; employer size thresholds apply and the page does not say whether immigration status affects coverage.

  Source: EEOC: Federal laws prohibiting job discrimination, questions and answers (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Cultural sites on public lands

  BLM advises visitors to leave artifacts, avoid damaging structures and rock imagery, and respect cultural resources. It separately states that removing artifacts from public lands is illegal. This is public-land cultural-site guidance, not a universal rule for places of worship.

  Source: www.blm.gov — Cultural sites on public lands (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Personal medicine import categories

  FDA distinguishes foreign nationals visiting for study, work or vacation from U.S. citizens/permanent residents. Its foreign-national guidance allows a 90-day drug supply and describes evidence for mailed medication; controlled substances require DEA involvement and other admissibility rules still apply. Do not treat a foreign prescription or a 90-day quantity as universal import permission.

  Source: www.fda.gov — Personal medicine import categories (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Immigrant applicants only

  CDC's technical instructions apply to panel physicians examining people applying for immigrant status; required vaccines are not the full ACIP schedule and depend on age. The page does not address visitor visas, so no universal vaccine requirement is stated.

  Source: CDC: Vaccination technical instructions for panel physicians (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Dog entry requirements by travel history

  CDC requires a Dog Import Form receipt for every dog. All dogs must appear healthy, have a microchip and be at least six months old. For dogs that have been only in dog-rabies-free or low-risk countries during the previous six months, CDC says no other CDC documents are required. Dogs that have been in a high-risk country follow additional vaccination, document and port-of-entry rules. USDA and destination regulations apply separately; use CDC’s navigator for the dog’s category.

  Source: CDC: Frequently asked questions on dog importations (checked 2026-11-08; document dated 2026-08-27; Government or public body; page partly read; fact independently verified) · CDC: Bringing a dog into the US — requirements by situation (checked 2026-11-08; document dated 2024-08-01; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Birth abroad

  The CRBA documents that a child was a U.S. citizen at birth through a parent; it is not a birth certificate and not proof of legal parentage or custody.

  Source: State Department: Birth of U.S. citizens abroad (CRBA) (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No fees or timelines are invented.

• U.S. citizen who dies abroad

  The State Department cannot pay to return remains; shipping is the responsibility of the legal representative, next of kin or estate. Consular staff help with local procedures and issue a report of death.

  Source: State Department: Death of a U.S. citizen abroad (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Remains entering the US

  CDC says remains for burial must carry a death certificate stating cause of death (with translation if needed), non-cremated remains must be leak-proof contained, and some cases need a CDC permit.

  Source: CDC: Importation of human remains (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. Recovery is never guaranteed.

• Federal complaints

  WHD enforces the FLSA without regard to immigration status; limitation periods are two years (three if willful); filing is free and confidential; the page does not promise recovery.

  Source: DOL Wage and Hour Division: Complaints and the investigation process FAQ (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• No federal severance

  DOL says the FLSA does not require severance pay; it is a matter of agreement. The page does not address final paychecks or at-will employment.

  Source: DOL: Severance pay (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No benefit guaranteed.

• State or federal route

  Workers at private companies and state or local agencies contact their state workers' compensation board; DOL's OWCP runs four federal programmes for federal workers and certain groups. The page does not say how to file or promise any benefit.

  Source: DOL: Workers' compensation (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Naturalization

  USCIS defines naturalization as the process by which U.S. citizenship is granted to a lawful permanent resident; other requirements apply and the page does not list them.

  Source: USCIS: Citizenship and naturalization (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Child means under 21

  Under the INA a child is unmarried and under 21; CSPA gives a method to compute a 'CSPA age' for listed categories, requires applicants to stay unmarried and, for most, to seek lawful permanent residence within one year of visa availability. K-1 fiance(e)s are outside CSPA.

  Source: USCIS: Child Status Protection Act (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice. No promise of eligibility to appeal.

• Appeal or motion

  Whether Form I-290B can be used depends on the denied benefit; some denials allow only a motion, some only an appeal, some neither. The page gives no filing deadline for I-290B and promises no outcome.

  Source: USCIS: When to use Form I-290B (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Consular section 214(b) refusals

  The State Department says a section214(b) refusal concerns that application and has no appeal process. A person may reapply with relevant additional information or significant changed circumstances, using a new application and interview process. This does not describe USCIS benefit appeals, other refusal grounds or guarantee success.

  Source: travel.state.gov — Consular section 214(b) refusals (checked 2026-11-08; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Dual-citizen passport use

  USA.gov says dual U.S. citizens must use a U.S. passport to enter and leave the United States. Whether the other country permits dual citizenship depends on that country’s rules; consult its embassy or consulate. No strongest-passport assumption is made.

  Source: www.usa.gov — Dual-citizen passport use (checked 2026-11-08; document dated 2026-03-17; Government or public body; page partly read; fact independently verified)

Scope: United States. Most everyday rules (driver licences, school enrolment, workers' compensation, wages, vital records) are set by states, and federal pages are shown with the federal body; New York and California are examples where a state page was read. Informational only, not legal, tax or immigration advice.

• Government works

  USA.gov says works created by U.S. government officers or employees in their official duties are not subject to copyright; exceptions include third-party material used with permission, state and local works, and agency logos. Government works may be protected abroad.

  Source: USA.gov: Copyright and government works (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

• Our practice

  We keep the original URL and retrieval date and do not reproduce full pages or agency logos.

  Source: USA.gov: Copyright and government works (checked 2026-11-08; Government or public body; page partly read; fact not independently verified)

Some guidance is incomplete or has not been confirmed. Missing information does not mean a rule, service or route is unavailable. Check the relevant authority for your circumstances.

• Official task directory
• Directory language and accessibility details
• Transport and licence eligibility by status
• Family-schooling pathways
• Weather and heat-work resources
• Gross pay and take-home uncertainty
• Post-study transition windows
• Tax residence versus immigration residence
• Pension portability and withdrawal
• Disability and reasonable-adjustment resources
• LGBTQ traveller legal-context brief
• Customs rules for household goods
• Companion-animal relocation
• Births, marriages and civil changes
• Death and repatriation procedures
• Unpaid-wage dispute processes
• Termination, notice and end-of-service rights
• Exit and re-entry permission
• Travel to neighbouring jurisdictions
• Lawful remote work and self-employment
• Dependants ageing out or changing status
• Plain-language terminology